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An insurance contract for which the Veterans
Administration (VA) guarantees the lender's recovery of a designated percentage
of the loan amount from the insurer in the event that the borrower defaults on
the loan
VA loan, or Government
mortgage
A mortgage loan available to qualified military
veterans which is guaranteed by the Department of Veteran Affairs, usually
offering either no down payment or a low down payment
Valuation
The estimated of value of a
property
Variable rate mortgage, or Adjusted rate
mortgage
A mortgage with interest rates that may
fluctuate based on market conditions
Verification of Deposit
A statement signed by the borrower's financial
institution that verifies the current balances in the borrower's
accounts
Verification of
Employment
A statement signed by the borrower's employer
that verifies the borrower's current position and salary
Vest
To pass an immediate right on to a
person
Vested
Having the right to withdraw a percentage of a
fund before its agreed-upon maturity date; e.g., the percentage vested to
individuals with retirement funds differs; if someone is 80% vested, that means
they can only withdraw 80% of the funds set aside for them until its
maturity
Department of Veterans Affairs
(VA)
A federal agency that insures residential
mortgages made to eligible military veterans, which thereby encourages loans
being made to veterans
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Barry and Tammy Karch The Real Estate Power Houses 5823 N. Mesa #732 El Paso, TX. 79912 Barry- mobile phone: 915-549-4663 Tammy- mobile phone: 915-203-7963 Toll Free: 1-800-963-1909 Fax: 915-975-8148 Email: barrykarch@NUMBER1EXPERT.com
Barry & Tammy Karch specialize in residential real estate and investment properties in the greater El Paso, Texas area. With over 30 years combined experience, they are amongst El Paso's top Realtors. They provide caring, personal service and their goal is to make your transaction an enjoyable one.
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