El Paso, Ft. Bliss, Horizon City, Santa Teresa, & Surrounding Areas real estate and homes for sale in Texas, Hablo Español, Spanish speaking - Barry and Tammy Karch, REALTORS® Barry and Tammy Karch REALTORS(r) for El Paso, Anthony and Canutillo, Texas real estate, Hablo Español, Spanish speaking - NUMBER1EXPERTS™ Barry and Tammy Karch NUMBER1EXPERTS(tm) for El Paso, Anthony and Canutillo, Texas real estate, Hablo Español, Spanish speaking
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Barry and Tammy Karch, REALTORŪ, real estate agents and broker for El Paso, Anthony and Canutillo Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Homebuyers: El Paso, Anthony and Canutillo Texas home buying, real estate listings, and homes for sale in El Paso County, TX
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Buying Your First Home? REALTORSŪ Are Your Professional Guides. Make Sure You Choose Top Experts. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As top El Paso, Anthony and Canutillo real estate experts, it's our job to guide you, from beginning to end. 

We will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached. 

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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Real Estate Tips
About Appraisals >Lender Appraisal

Many sellers think that the price of their home is determined solely by what they are willing to accept and what the buyer is willing to pay. However, there is one more variable that can affect the sale of a home assuming that a bank loan is involved -- the lender's appraisal.

To protect the interest of their investors, the buyer's mortgage lender hires a licensed appraiser to give an independent, objective opinion of what the property is worth. The appraiser compares the house with similar homes in the neighborhood that have recently sold. Square footage, amenities and the condition of the home are taken into account. Renovations and home improvements made by the seller usually add value to the home, while defects such as needed repairs or code violations decrease the property's value. The seller's real estate agent can provide the appraiser with up-to-date information about neighboring homes that have sold to support the seller's asking price.

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Real Estate Trivia
Q 
What has been described as the world's most beautiful building?

A 
The white marble Taj Mahal in India was built by the Mogul emperor Shah Jahan (1631-53) to enshrine his favorite wife.
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Barry and Tammy Karch, REALTORŪ, real estate agents and broker for El Paso, Anthony and Canutillo Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Barry and Tammy Karch
The Real Estate Power Houses

5823 N. Mesa #732
El Paso, TX. 79912
Barry- mobile phone: 915-549-4663
Tammy- mobile phone: 915-203-7963
Toll Free: 1-800-963-1909
Fax: 915-975-8148
Email: barrykarch@NUMBER1EXPERT.com

Barry & Tammy Karch specialize in residential real estate and investment properties in the greater El Paso, Texas area. With over 30 years combined experience, they are amongst El Paso's top Realtors. They provide caring, personal service and their goal is to make your transaction an enjoyable one.

Equal Housing MLS REALTOR


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By registering on this website I hereby grant Barry & Tammy Karch my express written consent to engage in unsolicited communications with me for a period of up to 18 months from the latest to occur of one of the following events: (1) the last day I accessed this website, (2) the day any listing agreement or buyer's agency agreement between me and Barry & Tammy Karch expires, is cancelled or otherwise terminates, (3) the day I abandon my use of the services of Barry & Tammy Karch to acquire one or more parcels of real property, or (4) the closing occurs of any sale or purchase of property in which I received brokerage services from Barry & Tammy Karch. Such unsolicited communications may take place by phone, mail, or email at the phone number, address, and email address I used for registration, or at any alternative phone numbers or address that I may provide to Barry & Tammy Karch in the future.



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